The judicial review of standard contracts is based on the absolute invalidity of unacceptable clauses and would be contrary to the objective of the directive if one consumer was protected against an unacceptable condition and the other is not. It is crucial that the problem contract penalty in the consumer contract is objectively capable of damaging the consumer and is not a decisive intention and subjective attitude of the parties. In the interests of higher quality of life, the court cannot resign from the Guardian's position to the balance of the provisions of consumer contracts, even with a non-responsible consumer. There is an insignificant danger that if the consumer's life is not unfair, they may also be accompanied by consumers acting in good faith, as the form contracts are negotiated in a number of cases.